Life Insurance Options for Everyone
At Premier Financial Agency, we understand that life insurance can be confusing and there are lots of different options. Our Arkansas-based team is ready to walk you through the process and find the right insurance option for you and your family. Whether you know what you are looking for or need some education, our private insurance agent will be here to help.
Life insurance is a great way to protect you, your family, and your business. Whether you need permanent or temporary protection, we will help you find a customized option to work for your lifestyle.
Life Insurance Options at Premier Financial Agency
Important Life Insurance Options
Term Life Insurance
Term life insurance is a great option if you only want coverage for a set amount of time. You can buy the coverage for a shorter term, and it's usually a fixed cost each year. Term life insurance is great for situations like:
- Mortgage protection
- College fund
- Temporary
- And more
Whole Life Insurance
Unlike term life, which is only for a set amount of time, Whole Life is a more permanent option. If your premiums are paid on time, you are covered for the rest of your life. Whole Life sets your coverage at the exact amount you need at a set premium. It will always be there and always stay at the same price.
Universal Life Insurance
Like Whole Life insurance, universal is also a permanent option, but there are some differences. Universal is more flexible with the different phases of your life. As long as you keep up with your policy requirements, you will maintain coverage. It offers both death benefits and cash value components.
